About

‘A comprehensive Sharia compliant finance brokerage service’

The Islamic finance marketplace is fast-changing and  consumers are faced with a range of different products and service which can be confusings. If you are to make sense of the options and make the right decisions, we believe it’s vital to take the right advice. At Precept Finance we pride ourselves in providing the very best Islamic Finance advice. We are a unique firm where a friendly & efficient service is the priority for every client. Though we are based in London, we have clients from across the UK and worldwide. We do not offer any advice on standard interest-bearing mortgage as this would go against our Islamic Sharia-compliant ethos. For peace of mind any advice we provide for home purchase plans is vetted by a specialist regulated firm.

Precept Finance is an innovative Islamic finance brokerage firm founded on the unique blend of experience and backgrounds in Islamic and ethical banking, finance, property and commercial enterprise. We’ve created a centre of professional excellence to support Islamic Sharia-compliant finance requirements.

You may be just getting on the ladder to buy your first home, or perhaps you’re moving to your dream home, re-financing, investing in buy-to-let, or require advice on more complex products such as bridging finance. We have the all-important knowledge and contacts, and work collaboratively to ensure that, whatever your needs, you benefit from an outcome that suits you best.

What is the need for an independent Islamic brokerage service?

In the conventional mortgage industry, there are too many brokerage services to count. However, there are few such services in the Islamic Sharia-compliant finance market as it has been so small. Now it is a marketplace where new products and options appear regularly, and customers face a growing number of banks all offering Islamic Sharia-compliant products of various complexities. As such, using our clear vision of Islamic finance, we have developed a comprehensive brokerage service in the Islamic finance industry, which can quickly evaluate each product and option on its merits and decide which is most appropriate for the customer. We believe our expertise, experience and knowledge of the Islamic finance industry is unmatched. As we are an independent broker, we are unaffiliated to any one bank, and therefore able to reassure that we will always give our clients completely impartial advice. To guarantee this, we charge a fee for our service and believe this reflects the high level of service we provide using our unrivalled market-leading knowledge. We also charge a fee from the banks we work with, which in turn allows us to keep the fee we charge our clients affordable. The exact fee is dependent on the nature and the complexity of the case, and will be confirmed in writing prior to commencement.